Germany: cards, transfers and e-money

Payments Pulse · series DE · generated 2026-09-23

Observed annual card payments, credit transfers and e-money payments for Germany.

Narrative

Observed annual card payments, credit transfers and e-money payments for Germany. These observations do not establish causes or predict future payments. Card payments — number of transactions: snapshot level as of 2025. Unit: million transactions. Source observation: 2025. Card payments — number of transactions: level in 2025 14,532.7 million transactions. Card payments — number of transactions: year-over-year change from 2024 to 2025. Unit: million transactions. Difference between the observations for 2024 and 2025. Card payments — number of transactions: Net change total 1,459.2 million transactions. Card payments — number of transactions: five-year change from 2020 to 2025. Unit: million transactions. Difference between the observations for 2020 and 2025. Card payments — number of transactions: Net change total 7,002.8 million transactions. Observed annual levels. Unit: million transactions. Years the source publishes are kept; missing years are not filled. ECB PAY: Card payments — number of transactions — Germany. ECB statistics, free to reuse with attribution. Source: European Central Bank. https://data.ecb.europa.eu/data/datasets/PAY As of 2025. Card payments — value of transactions: snapshot level as of 2025. Unit: EUR million. Source observation: 2025. Card payments — value of transactions: level in 2025 605,420.07 EUR million. Card payments — value of transactions: year-over-year change from 2024 to 2025. Unit: EUR million. Difference between the observations for 2024 and 2025. Card payments — value of transactions: Net change total 30,863.2998. Card payments — value of transactions: five-year change from 2020 to 2025. Unit: EUR million. Difference between the observations for 2020 and 2025. Card payments — value of transactions: Net change total 241,713.2501. Observed annual levels. Unit: EUR million. Years the source publishes are kept; missing years are not filled. ECB PAY: Card payments — value of transactions — Germany. ECB statistics, free to reuse with attribution. Source: European Central Bank. https://data.ecb.europa.eu/data/datasets/PAY As of 2025. Credit transfers — number of transactions: snapshot level as of 2025. Unit: million transactions. Source observation: 2025. Credit transfers — number of transactions: level in 2025 7,812.5 million transactions. Credit transfers — number of transactions: year-over-year change from 2024 to 2025. Unit: million transactions. Difference between the observations for 2024 and 2025. Credit transfers — number of transactions: Net change total 228.6 million transactions. Credit transfers — number of transactions: five-year change from 2020 to 2025. Unit: million transactions. Difference between the observations for 2020 and 2025. Credit transfers — number of transactions: Net change total 914 million transactions. Observed annual levels. Unit: million transactions. Years the source publishes are kept; missing years are not filled. ECB PAY: Credit transfers — number of transactions — Germany. ECB statistics, free to reuse with attribution. Source: European Central Bank. https://data.ecb.europa.eu/data/datasets/PAY As of 2025. Unit: million transactions. Source observation: 2025. E-money payments — number of transactions: level in 2025 30.6 million transactions. Unit: million transactions. Difference between the observations for 2024 and 2025. E-money payments — number of transactions: Net change total 4.9 million transactions. Unit: million transactions. Difference between the observations for 2020 and 2025. E-money payments — number of transactions: Net change total 3.4 million transactions. Observed annual levels. Unit: million transactions. Years the source publishes are kept; missing years are not filled. ECB PAY: E-money payments — number of transactions — Germany. ECB statistics, free to reuse with attribution. Source: European Central Bank. https://data.ecb.europa.eu/data/datasets/PAY As of 2025. Unit: EUR per transaction. Card-payments value divided by card-payments number for 2025. Card value per transaction: Card value per transaction 41.66 EUR per transaction. These series are annual. A year the source does not publish is named and is not filled in. These observations do not establish causes or predict future payments. Countries are not ranked against each other.

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Sources and citations

Germany: cards, transfers and e-money on Scrolld

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