Netherlands payments

Netherlands payments: SEPA Instant share of credit transfers (number), H2 2025 (provisional) — SEPA Instant share of credit transfers (number): Netherlands: 13.8 % (rank 13 of 25). ECB figures, country ranks, withheld reasons and source series.

Source: European Central Bank, payment statistics (half-yearly). Scrolld derives the shares and rates shown as derived; every figure links to its ECB series.

Payments — H2 2025 (provisional)

Metric

Netherlands

Credit transfers sent

2,328.5 million transactions ECB series 1

4 of 25

Credit transfers sent history
Period	Value and caveat
H1 2022	1,967.7 million transactions ECB series 1
H2 2022	1,980.0 million transactions ECB series 1
H1 2023	2,038.3 million transactions ECB series 1
H2 2023	2,100.9 million transactions ECB series 1
H1 2024	2,169.1 million transactions ECB series 1
H2 2024	2,220.8 million transactions ECB series 1
H1 2025	2,273.1 million transactions ECB series 1
H2 2025 (provisional)	2,328.5 million transactions ECB series 1

Credit transfers sent, value

Not published by the ECB for this country/period Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1

Unranked

Credit transfers sent, value history
Period	Value and caveat
H1 2022	Not published by the ECB for this country/period Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1
H2 2022	Not published by the ECB for this country/period Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1
H1 2023	Not published by the ECB for this country/period Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1
H2 2023	Not published by the ECB for this country/period Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1
H1 2024	Not published by the ECB for this country/period Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1
H2 2024	Not published by the ECB for this country/period Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1
H1 2025	Not published by the ECB for this country/period Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1
H2 2025 (provisional)	Not published by the ECB for this country/period Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1

SEPA Instant credit transfers sent

321.6 million transactions SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1

4 of 25

SEPA Instant credit transfers sent history
Period	Value and caveat
H1 2022	226.8 million transactions SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1
H2 2022	248.6 million transactions SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1
H1 2023	262.0 million transactions SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1
H2 2023	268.8 million transactions SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1
H1 2024	282.7 million transactions SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1
H2 2024	285.7 million transactions SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1
H1 2025	300.7 million transactions SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1
H2 2025 (provisional)	321.6 million transactions SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1

SEPA Instant credit transfers sent, value

492,216.4 EUR million SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1

1 of 25

SEPA Instant credit transfers sent, value history
Period	Value and caveat
H1 2022	274,063.8 EUR million SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1
H2 2022	317,220.9 EUR million SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1
H1 2023	320,200.7 EUR million SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1
H2 2023	336,534.1 EUR million SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1
H1 2024	346,155.4 EUR million SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1
H2 2024	365,446.4 EUR million SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1
H1 2025	383,416.3 EUR million SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1
H2 2025 (provisional)	492,216.4 EUR million SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1

SEPA (non-instant) credit transfers sent

1,004.7 million transactions ECB series 1

3 of 25

SEPA (non-instant) credit transfers sent history
Period	Value and caveat
H1 2022	808.5 million transactions ECB series 1
H2 2022	837.2 million transactions ECB series 1
H1 2023	858.5 million transactions ECB series 1
H2 2023	892.5 million transactions ECB series 1
H1 2024	925.0 million transactions ECB series 1
H2 2024	954.4 million transactions ECB series 1
H1 2025	974.9 million transactions ECB series 1
H2 2025 (provisional)	1,004.7 million transactions ECB series 1

SEPA Instant share of credit transfers (number)

13.8 % Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2

13 of 25

SEPA Instant share of credit transfers (number) history
Period	Value and caveat
H1 2022	11.5 % Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2
H2 2022	12.6 % Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2
H1 2023	12.9 % Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2
H2 2023	12.8 % Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2
H1 2024	13.0 % Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2
H2 2024	12.9 % Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2
H1 2025	13.2 % Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2
H2 2025 (provisional)	13.8 % Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2

SEPA Instant share of credit transfers (value)

Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2

Unranked

SEPA Instant share of credit transfers (value) history
Period	Value and caveat
H1 2022	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2
H2 2022	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2
H1 2023	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2
H2 2023	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2
H1 2024	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2
H2 2024	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2
H1 2025	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2
H2 2025 (provisional)	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. SEPA Instant only. Most countries outside the euro area run their own national instant schemes, which this figure does not include, so their share reads near zero. ECB series 1 · ECB series 2

Cross-border share of credit transfers (number)

9.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2

6 of 25

Cross-border share of credit transfers (number) history
Period	Value and caveat
H1 2022	10.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2022	7.9 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2023	7.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2023	8.2 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2024	8.3 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2024	9.1 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2025	9.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2025 (provisional)	9.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2

Remotely initiated share of electronic credit transfers

Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2

Unranked

Remotely initiated share of electronic credit transfers history
Period	Value and caveat
H1 2022	Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2022	Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2023	Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2023	Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2024	Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2024	Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2025	Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2025 (provisional)	Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2

Strong customer authentication on remote credit transfers

91.2 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2

1 of 24

Strong customer authentication on remote credit transfers history
Period	Value and caveat
H1 2022	88.1 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2022	91.5 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2023	Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2023	Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2024	Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2024	Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2025	91.6 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2025 (provisional)	91.2 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2

E-commerce credit transfers

732.1 million transactions ECB series 1

1 of 24

E-commerce credit transfers history
Period	Value and caveat
H1 2022	526.4 million transactions ECB series 1
H2 2022	590.7 million transactions ECB series 1
H1 2023	615.5 million transactions ECB series 1
H2 2023	651.5 million transactions ECB series 1
H1 2024	669.8 million transactions ECB series 1
H2 2024	699.3 million transactions ECB series 1
H1 2025	702.4 million transactions ECB series 1
H2 2025 (provisional)	732.1 million transactions ECB series 1

Credit transfers via mobile payment solutions

Not published by the ECB for this country/period ECB series 1

Unranked

Credit transfers via mobile payment solutions history
Period	Value and caveat
H1 2022	Not published by the ECB for this country/period ECB series 1
H2 2022	Not published by the ECB for this country/period ECB series 1
H1 2023	Not published by the ECB for this country/period ECB series 1
H2 2023	Not published by the ECB for this country/period ECB series 1
H1 2024	Not published by the ECB for this country/period ECB series 1
H2 2024	Not published by the ECB for this country/period ECB series 1
H1 2025	Not published by the ECB for this country/period ECB series 1
H2 2025 (provisional)	Not published by the ECB for this country/period ECB series 1

Person-to-person mobile credit transfers

Not published by the ECB for this country/period ECB series 1

Unranked

Person-to-person mobile credit transfers history
Period	Value and caveat
H1 2022	Not published by the ECB for this country/period ECB series 1
H2 2022	Not published by the ECB for this country/period ECB series 1
H1 2023	Not published by the ECB for this country/period ECB series 1
H2 2023	Not published by the ECB for this country/period ECB series 1
H1 2024	Not published by the ECB for this country/period ECB series 1
H2 2024	Not published by the ECB for this country/period ECB series 1
H1 2025	Not published by the ECB for this country/period ECB series 1
H2 2025 (provisional)	Not published by the ECB for this country/period ECB series 1

Credit transfers initiated by payment initiation services

Not published by the ECB for this country/period ECB series 1

Unranked

Credit transfers initiated by payment initiation services history
Period	Value and caveat
H1 2022	Not published by the ECB for this country/period ECB series 1
H2 2022	Not published by the ECB for this country/period ECB series 1
H1 2023	Not published by the ECB for this country/period ECB series 1
H2 2023	Not published by the ECB for this country/period ECB series 1
H1 2024	Not published by the ECB for this country/period ECB series 1
H2 2024	Not published by the ECB for this country/period ECB series 1
H1 2025	Not published by the ECB for this country/period ECB series 1
H2 2025 (provisional)	Not published by the ECB for this country/period ECB series 1

Fraudulent credit transfers, value

97.5 EUR million ECB series 1

5 of 20

Fraudulent credit transfers, value history
Period	Value and caveat
H1 2022	83.3 EUR million ECB series 1
H2 2022	69.9 EUR million ECB series 1
H1 2023	69.8 EUR million ECB series 1
H2 2023	69.1 EUR million ECB series 1
H1 2024	71.1 EUR million ECB series 1
H2 2024	75.3 EUR million ECB series 1
H1 2025	76.8 EUR million ECB series 1
H2 2025 (provisional)	97.5 EUR million ECB series 1

Credit transfer fraud rate

Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2

Unranked

Credit transfer fraud rate history
Period	Value and caveat
H1 2022	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2022	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2023	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2023	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2024	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2024	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2025	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2025 (provisional)	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2

Credit transfers per inhabitant (ECB)

128.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1

2 of 25

Credit transfers per inhabitant (ECB) history
Period	Value and caveat
H1 2022	107.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1
H2 2022	111.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1
H1 2023	114.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1
H2 2023	117.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1
H1 2024	120.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1
H2 2024	123.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1
H1 2025	125.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1
H2 2025 (provisional)	128.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1

Average credit transfer (incl. large-value)

Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1 · ECB series 2

Unranked

Average credit transfer (incl. large-value) history
Period	Value and caveat
H1 2022	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1 · ECB series 2
H2 2022	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1 · ECB series 2
H1 2023	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1 · ECB series 2
H2 2023	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1 · ECB series 2
H1 2024	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1 · ECB series 2
H2 2024	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1 · ECB series 2
H1 2025	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1 · ECB series 2
H2 2025 (provisional)	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. Credit transfer values include large-value interbank payments; compare countries by number of transfers, not value. ECB series 1 · ECB series 2

Card payments (issuer side)

3,495.7 million transactions Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1

6 of 25

Card payments (issuer side) history
Period	Value and caveat
H1 2022	2,770.0 million transactions Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2022	3,096.2 million transactions Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2023	3,068.5 million transactions Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2023	3,250.9 million transactions Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2024	3,209.0 million transactions Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2024	3,381.7 million transactions Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2025	3,293.6 million transactions Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2025 (provisional)	3,495.7 million transactions Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1

Card payments, value

106,620.5 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1

5 of 25

Card payments, value history
Period	Value and caveat
H1 2022	81,935.8 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2022	91,270.2 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2023	89,364.0 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2023	95,859.2 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2024	95,194.7 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2024	101,387.5 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2025	99,256.5 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2025 (provisional)	106,620.5 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1

Average card payment

30.50 EUR per transaction Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

15 of 25

Average card payment history
Period	Value and caveat
H1 2022	29.58 EUR per transaction Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2022	29.48 EUR per transaction Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2023	29.12 EUR per transaction Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2023	29.49 EUR per transaction Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2024	29.66 EUR per transaction Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2024	29.98 EUR per transaction Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2025	30.14 EUR per transaction Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2025 (provisional)	30.50 EUR per transaction Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

Contactless card payments

3,051.4 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1

6 of 25

Contactless card payments history
Period	Value and caveat
H1 2022	2,313.1 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2022	2,569.0 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2023	2,587.2 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2023	2,746.6 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2024	2,751.9 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2024	2,921.4 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2025	2,870.5 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2025 (provisional)	3,051.4 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1

Contactless card payments, value

79,885.6 EUR million Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1

5 of 25

Contactless card payments, value history
Period	Value and caveat
H1 2022	54,737.9 EUR million Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2022	61,373.3 EUR million Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2023	62,500.4 EUR million Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2023	67,733.7 EUR million Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2024	68,589.6 EUR million Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2024	74,458.6 EUR million Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2025	73,734.1 EUR million Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2025 (provisional)	79,885.6 EUR million Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1

Contactless share of card payments (number)

87.3 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

1 of 25

Contactless share of card payments (number) history
Period	Value and caveat
H1 2022	83.5 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2022	83.0 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2023	84.3 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2023	84.5 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2024	85.8 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2024	86.4 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2025	87.2 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2025 (provisional)	87.3 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

Contactless share of card payments (value)

74.9 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

1 of 25

Contactless share of card payments (value) history
Period	Value and caveat
H1 2022	66.8 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2022	67.2 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2023	69.9 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2023	70.7 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2024	72.1 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2024	73.4 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2025	74.3 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2025 (provisional)	74.9 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

NFC card payments

3,051.4 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1

5 of 25

NFC card payments history
Period	Value and caveat
H1 2022	2,295.2 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2022	2,549.5 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2023	2,568.3 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2023	2,727.0 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2024	2,734.9 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2024	2,921.4 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2025	2,870.5 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2025 (provisional)	3,051.4 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1

NFC share of contactless payments

100.0 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

1 of 25

NFC share of contactless payments history
Period	Value and caveat
H1 2022	99.2 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2022	99.2 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2023	99.3 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2023	99.3 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2024	99.4 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2024	100.0 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2025	100.0 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2025 (provisional)	100.0 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

Remote (online) share of card payments

5.1 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

25 of 25

Remote (online) share of card payments history
Period	Value and caveat
H1 2022	3.5 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2022	3.4 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2023	3.6 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2023	3.9 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2024	4.1 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2024	4.3 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2025	4.7 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2025 (provisional)	5.1 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

Card payments via mobile payment solutions

132.7 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1

10 of 24

Card payments via mobile payment solutions history
Period	Value and caveat
H1 2022	47.6 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2022	53.2 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2023	80.2 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2023	90.9 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2024	95.8 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2024	106.7 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2025	113.0 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2025 (provisional)	132.7 million transactions Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1

Share of card payments at terminals abroad

13.5 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

18 of 25

Share of card payments at terminals abroad history
Period	Value and caveat
H1 2022	8.3 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2022	10.3 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2023	8.7 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2023	11.2 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2024	9.8 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2024	12.3 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2025	10.8 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2025 (provisional)	13.5 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

Strong customer authentication on remote card payments

42.5 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

8 of 25

Strong customer authentication on remote card payments history
Period	Value and caveat
H1 2022	35.4 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2022	36.9 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2023	39.6 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2023	40.3 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2024	42.1 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2024	42.2 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2025	41.4 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2025 (provisional)	42.5 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

Fraudulent card payments (issuer side), value

21.9 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1

6 of 20

Fraudulent card payments (issuer side), value history
Period	Value and caveat
H1 2022	12.8 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2022	15.7 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2023	16.6 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2023	18.9 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2024	17.3 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2024	20.5 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2025	20.4 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2025 (provisional)	21.9 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1

Card payment fraud rate (issuer side)

2.05 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

11 of 20

Card payment fraud rate (issuer side) history
Period	Value and caveat
H1 2022	1.56 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2022	1.72 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2023	1.86 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2023	1.98 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2024	1.82 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2024	2.03 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2025	2.06 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2025 (provisional)	2.05 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

Cash withdrawals with cards

85.0 million transactions ECB series 1

9 of 25

Cash withdrawals with cards history
Period	Value and caveat
H1 2022	85.3 million transactions ECB series 1
H2 2022	92.9 million transactions ECB series 1
H1 2023	87.3 million transactions ECB series 1
H2 2023	90.3 million transactions ECB series 1
H1 2024	85.3 million transactions ECB series 1
H2 2024	89.1 million transactions ECB series 1
H1 2025	82.3 million transactions ECB series 1
H2 2025 (provisional)	85.0 million transactions ECB series 1

Card cash withdrawals per 100 card payments

2.4 per 100 card payments Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2

23 of 25

Card cash withdrawals per 100 card payments history
Period	Value and caveat
H1 2022	3.1 per 100 card payments Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2022	3.0 per 100 card payments Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2023	2.8 per 100 card payments Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2023	2.8 per 100 card payments Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2024	2.7 per 100 card payments Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2024	2.6 per 100 card payments Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2025	2.5 per 100 card payments Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2025 (provisional)	2.4 per 100 card payments Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2

Card payments per inhabitant (ECB)

192.9 transactions per inhabitant Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1

6 of 25

Card payments per inhabitant (ECB) history
Period	Value and caveat
H1 2022	156.7 transactions per inhabitant Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2022	174.1 transactions per inhabitant Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2023	171.9 transactions per inhabitant Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2023	181.3 transactions per inhabitant Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2024	178.5 transactions per inhabitant Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2024	187.5 transactions per inhabitant Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H1 2025	182.3 transactions per inhabitant Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1
H2 2025 (provisional)	192.9 transactions per inhabitant Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1

Direct debits (payer side)

1,060.4 million transactions ECB series 1

4 of 23

Direct debits (payer side) history
Period	Value and caveat
H1 2022	900.6 million transactions ECB series 1
H2 2022	939.9 million transactions ECB series 1
H1 2023	939.0 million transactions ECB series 1
H2 2023	985.2 million transactions ECB series 1
H1 2024	992.1 million transactions ECB series 1
H2 2024	1,014.8 million transactions ECB series 1
H1 2025	1,022.9 million transactions ECB series 1
H2 2025 (provisional)	1,060.4 million transactions ECB series 1

Direct debits (payer side), value

206,063.4 EUR million ECB series 1

6 of 23

Direct debits (payer side), value history
Period	Value and caveat
H1 2022	161,647.5 EUR million ECB series 1
H2 2022	174,502.5 EUR million ECB series 1
H1 2023	177,343.3 EUR million ECB series 1
H2 2023	184,344.7 EUR million ECB series 1
H1 2024	186,765.8 EUR million ECB series 1
H2 2024	192,797.5 EUR million ECB series 1
H1 2025	196,188.5 EUR million ECB series 1
H2 2025 (provisional)	206,063.4 EUR million ECB series 1

Fraudulent direct debits (payee side), value

Not published by the ECB for this country/period ECB series 1

Unranked

Fraudulent direct debits (payee side), value history
Period	Value and caveat
H1 2022	Not published by the ECB for this country/period ECB series 1
H2 2022	Not published by the ECB for this country/period ECB series 1
H1 2023	Not published by the ECB for this country/period ECB series 1
H2 2023	Not published by the ECB for this country/period ECB series 1
H1 2024	Not published by the ECB for this country/period ECB series 1
H2 2024	Not published by the ECB for this country/period ECB series 1
H1 2025	Not published by the ECB for this country/period ECB series 1
H2 2025 (provisional)	Not published by the ECB for this country/period ECB series 1

Direct debit fraud rate (payee side)

Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2

Unranked

Direct debit fraud rate (payee side) history
Period	Value and caveat
H1 2022	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2022	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2023	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2023	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2024	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2024	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2025	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2025 (provisional)	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2

E-money payments

23.7 million transactions ECB series 1

12 of 23

E-money payments history
Period	Value and caveat
H1 2022	6.4 million transactions ECB series 1
H2 2022	8.1 million transactions ECB series 1
H1 2023	8.8 million transactions ECB series 1
H2 2023	9.7 million transactions ECB series 1
H1 2024	8.3 million transactions ECB series 1
H2 2024	8.7 million transactions ECB series 1
H1 2025	15.3 million transactions ECB series 1
H2 2025 (provisional)	23.7 million transactions ECB series 1

E-money payments, value

Not published by the ECB for this country/period ECB series 1

Unranked

E-money payments, value history
Period	Value and caveat
H1 2022	Not published by the ECB for this country/period ECB series 1
H2 2022	Not published by the ECB for this country/period ECB series 1
H1 2023	Not published by the ECB for this country/period ECB series 1
H2 2023	Not published by the ECB for this country/period ECB series 1
H1 2024	Not published by the ECB for this country/period ECB series 1
H2 2024	Not published by the ECB for this country/period ECB series 1
H1 2025	Not published by the ECB for this country/period ECB series 1
H2 2025 (provisional)	Not published by the ECB for this country/period ECB series 1

E-money payment fraud rate

Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2

Unranked

E-money payment fraud rate history
Period	Value and caveat
H1 2022	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2022	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2023	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2023	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2024	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2024	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H1 2025	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2025 (provisional)	Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2

POS terminals

2,169,101.0 terminals Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1

2 of 2

POS terminals history
Period	Value and caveat
H1 2022	1,089,058.0 terminals Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1
H2 2022	1,127,005.0 terminals Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1
H1 2023	1,975,062.0 terminals Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1
H2 2023	2,140,536.0 terminals Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1
H1 2024	2,137,188.0 terminals Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1
H2 2024	2,321,390.0 terminals Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1
H1 2025	1,923,019.0 terminals Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1
H2 2025 (provisional)	2,169,101.0 terminals Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1

ATMs

1,097.0 terminals Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1

1 of 2

ATMs history
Period	Value and caveat
H1 2022	Not published by the ECB for this country/period Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1
H2 2022	Not published by the ECB for this country/period Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1
H1 2023	0.0 terminals Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1
H2 2023	0.0 terminals Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1
H1 2024	0.0 terminals Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1
H2 2024	0.0 terminals Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1
H1 2025	1,052.0 terminals Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1
H2 2025 (provisional)	1,097.0 terminals Counts as published by the ECB; providers and terminals are counted where they are resident, not where they are used. ECB series 1

POS terminals per million inhabitants (ECB)

119,667.9 terminals per million inhabitants ECB series 1

2 of 2

POS terminals per million inhabitants (ECB) history
Period	Value and caveat
H1 2022	61,612.2 terminals per million inhabitants ECB series 1
H2 2022	63,354.0 terminals per million inhabitants ECB series 1
H1 2023	110,629.1 terminals per million inhabitants ECB series 1
H2 2023	119,356.3 terminals per million inhabitants ECB series 1
H1 2024	118,897.8 terminals per million inhabitants ECB series 1
H2 2024	128,687.3 terminals per million inhabitants ECB series 1
H1 2025	106,467.7 terminals per million inhabitants ECB series 1
H2 2025 (provisional)	119,667.9 terminals per million inhabitants ECB series 1

ATMs per million inhabitants (ECB)

Not published by the ECB for this country/period ECB series 1

Unranked

ATMs per million inhabitants (ECB) history
Period	Value and caveat
H1 2022	Not published by the ECB for this country/period ECB series 1
H2 2022	Not published by the ECB for this country/period ECB series 1
H1 2023	Not published by the ECB for this country/period ECB series 1
H2 2023	Not published by the ECB for this country/period ECB series 1
H1 2024	Not published by the ECB for this country/period ECB series 1
H2 2024	Not published by the ECB for this country/period ECB series 1
H1 2025	Not published by the ECB for this country/period ECB series 1
H2 2025 (provisional)	Not published by the ECB for this country/period ECB series 1

Contactless-enabled share of EFTPOS terminals

95.1 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

19 of 25

Contactless-enabled share of EFTPOS terminals history
Period	Value and caveat
H1 2022	91.9 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2022	91.8 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2023	92.8 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2023	93.4 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2024	93.8 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2024	93.8 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H1 2025	93.7 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2
H2 2025 (provisional)	95.1 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2

Credit cards per inhabitant (ECB)

Not published by the ECB for this country/period ECB series 1

Unranked

Credit cards per inhabitant (ECB) history
Period	Value and caveat
H1 2025	Not published by the ECB for this country/period ECB series 1
H2 2025 (provisional)	Not published by the ECB for this country/period ECB series 1

ATM cash withdrawals at home (resident cards)

0.0 million transactions ECB series 1

20 of 20

ATM cash withdrawals at home (resident cards) history
Period	Value and caveat
H1 2025	0.0 million transactions ECB series 1
H2 2025 (provisional)	0.0 million transactions ECB series 1

ATM cash withdrawals at home, value

0.0 EUR million ECB series 1

16 of 16

ATM cash withdrawals at home, value history
Period	Value and caveat
H1 2025	0.0 EUR million ECB series 1
H2 2025 (provisional)	0.0 EUR million ECB series 1

Average ATM withdrawal

Not meaningful (no transactions) Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2

Unranked

Average ATM withdrawal history
Period	Value and caveat
H1 2025	Not meaningful (no transactions) Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2
H2 2025 (provisional)	Not meaningful (no transactions) Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2

TIPS instant-settlement transactions

Not published by the ECB for this country/period ECB series 1

Unranked

TIPS instant-settlement transactions history
Period	Value and caveat
H1 2025	Not published by the ECB for this country/period ECB series 1
H2 2025 (provisional)	Not published by the ECB for this country/period ECB series 1

TIPS instant-settlement value

Not published by the ECB for this country/period ECB series 1

Unranked

TIPS instant-settlement value history
Period	Value and caveat
H1 2025	Not published by the ECB for this country/period ECB series 1
H2 2025 (provisional)	Not published by the ECB for this country/period ECB series 1