Strong customer authentication on remote payment-initiation payments
Strong customer authentication on remote payment-initiation payments: Strong customer authentication on remote payment-initiation payments, H2 2025 (provisional) — Strong customer authentication on remote payment-initiation payments: Austria leads at 100.0 %. ECB figures, country ranks, withheld reasons and source series.
Source: European Central Bank, payment statistics (half-yearly). Scrolld derives the shares and rates shown as derived; every figure links to its ECB series.
Strong customer authentication on remote payment-initiation payments
ECB:PIS:H.{area}.W0._T.3.R.100._Z.N.PN ÷ ECB:PIS:H.{area}.W0._T.3.R._X._Z.N.PN × 100 (ECB figures; calculated by the mart).
| Area | Value and caveat | Rank |
|---|---|---|
| Austria | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 7 |
| Bulgaria | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 7 |
| Spain | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 3 of 7 |
| Belgium | 99.5 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 4 of 7 |
| France | 98.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 5 of 7 |
| Estonia | 84.9 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 6 of 7 |
| Cyprus | 61.5 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 7 of 7 |
| Czechia | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Germany | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Finland | Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| European Union | 95.8 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | ECB aggregate — unranked |
History by country and ECB aggregate
| Area | Value and caveat | Rank |
|---|---|---|
| Austria | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 6 |
| Cyprus | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 6 |
| Belgium | 99.9 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 3 of 6 |
| Spain | 98.8 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 4 of 6 |
| France | 96.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 5 of 6 |
| Estonia | 89.6 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 6 of 6 |
| Czechia | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Germany | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Finland | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| European Union | Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | ECB aggregate — unranked |
| Area | Value and caveat | Rank |
|---|---|---|
| Austria | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 6 |
| Cyprus | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 6 |
| Belgium | 99.8 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 3 of 6 |
| Spain | 98.6 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 4 of 6 |
| France | 94.1 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 5 of 6 |
| Estonia | 84.2 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 6 of 6 |
| Czechia | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Germany | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Finland | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| European Union | Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | ECB aggregate — unranked |
| Area | Value and caveat | Rank |
|---|---|---|
| Austria | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 7 |
| Bulgaria | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 7 |
| Finland | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 7 |
| Spain | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 4 of 7 |
| Belgium | 99.8 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 5 of 7 |
| France | 98.2 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 6 of 7 |
| Estonia | 83.6 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 7 of 7 |
| Cyprus | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Czechia | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Germany | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| European Union | Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | ECB aggregate — unranked |
| Area | Value and caveat | Rank |
|---|---|---|
| Austria | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 8 |
| Bulgaria | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 8 |
| Finland | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 8 |
| Spain | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 4 of 8 |
| Belgium | 99.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 5 of 8 |
| France | 97.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 6 of 8 |
| Estonia | 84.9 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 7 of 8 |
| Cyprus | 56.5 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 8 of 8 |
| Czechia | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Germany | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| European Union | Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | ECB aggregate — unranked |
| Area | Value and caveat | Rank |
|---|---|---|
| Bulgaria | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 7 |
| Finland | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 7 |
| Spain | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 3 of 7 |
| Belgium | 99.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 4 of 7 |
| France | 96.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 5 of 7 |
| Estonia | 84.3 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 6 of 7 |
| Cyprus | 75.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 7 of 7 |
| Austria | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Czechia | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Germany | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| European Union | Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | ECB aggregate — unranked |
| Area | Value and caveat | Rank |
|---|---|---|
| Austria | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 8 |
| Bulgaria | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 8 |
| Finland | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 8 |
| Spain | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 4 of 8 |
| Belgium | 99.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 5 of 8 |
| France | 98.1 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 6 of 8 |
| Estonia | 84.5 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 7 of 8 |
| Cyprus | 81.3 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 8 of 8 |
| Czechia | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Germany | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| European Union | Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | ECB aggregate — unranked |
| Area | Value and caveat | Rank |
|---|---|---|
| Bulgaria | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 7 |
| Finland | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 7 |
| Spain | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 3 of 7 |
| Belgium | 99.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 4 of 7 |
| France | 98.1 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 5 of 7 |
| Estonia | 84.9 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 6 of 7 |
| Cyprus | 47.4 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 7 of 7 |
| Austria | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Czechia | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Germany | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| European Union | 95.6 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | ECB aggregate — unranked |
| Area | Value and caveat | Rank |
|---|---|---|
| Austria | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 7 |
| Bulgaria | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 7 |
| Spain | 100.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 3 of 7 |
| Belgium | 99.5 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 4 of 7 |
| France | 98.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 5 of 7 |
| Estonia | 84.9 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 6 of 7 |
| Cyprus | 61.5 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 7 of 7 |
| Czechia | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Germany | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Finland | Withheld: the ECB's breakdown does not add up to its total for this period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| European Union | 95.8 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | ECB aggregate — unranked |