Payment fraud
Payment fraud: Card payment fraud rate (issuer side), H2 2025 (provisional) — Card payment fraud rate (issuer side): Luxembourg leads at 4.75 basis points of value. ECB figures, country ranks, withheld reasons and source series.
Source: European Central Bank, payment statistics (half-yearly). Scrolld derives the shares and rates shown as derived; every figure links to its ECB series.
Card payment fraud rate (issuer side)
ECB:PCP:H.{area}.W0.W0.CP0.1._T._T.PCS_ALL._Z._X.F.N.EUR ÷ ECB:PCP:H.{area}.W0.W0.CP0.1._T._T.PCS_ALL._Z._X._Z.N.EUR × 10000 (ECB figures; calculated by the mart).
| Area | Value and caveat | Rank |
|---|---|---|
| Luxembourg | 4.75 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 1 of 20 |
| France | 4.74 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 2 of 20 |
| Spain | 3.82 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 3 of 20 |
| Estonia | 3.48 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 4 of 20 |
| Belgium | 3.11 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 5 of 20 |
| Cyprus | 2.91 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 6 of 20 |
| Ireland | 2.56 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 7 of 20 |
| Slovenia | 2.31 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 8 of 20 |
| Latvia | 2.11 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 9 of 20 |
| Lithuania | 2.07 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 10 of 20 |
| Netherlands | 2.05 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 11 of 20 |
| Bulgaria | 2.01 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 12 of 20 |
| Slovakia | 1.98 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 13 of 20 |
| Croatia | 1.98 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 14 of 20 |
| Italy | 1.76 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 15 of 20 |
| Austria | 1.71 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 16 of 20 |
| Malta | 1.67 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 17 of 20 |
| Greece | 1.30 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 18 of 20 |
| Finland | 0.96 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 19 of 20 |
| Portugal | 0.44 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | 20 of 20 |
| Czechia | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | Unranked |
| Germany | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | Unranked |
| Hungary | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | Unranked |
| Poland | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | Unranked |
| Romania | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | Unranked |
| Euro area | 2.88 basis points of value Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | ECB aggregate — unranked |
| European Union | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2 | ECB aggregate — unranked |
Credit transfer fraud rate
ECB:PCT:H.{area}.W0.1._T._T.CTS_ALL._X.F.N.EUR ÷ ECB:PCT:H.{area}.W0.1._T._T.CTS_ALL._X._Z.N.EUR × 10000 (ECB figures; calculated by the mart).
| Area | Value and caveat | Rank |
|---|---|---|
| Estonia | 0.57 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 19 |
| Slovenia | 0.50 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 2 of 19 |
| Malta | 0.43 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 3 of 19 |
| Belgium | 0.41 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 4 of 19 |
| Spain | 0.26 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 5 of 19 |
| Italy | 0.23 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 6 of 19 |
| Lithuania | 0.22 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 7 of 19 |
| Finland | 0.22 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 8 of 19 |
| Croatia | 0.21 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 9 of 19 |
| Cyprus | 0.16 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 10 of 19 |
| France | 0.15 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 11 of 19 |
| Austria | 0.15 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 12 of 19 |
| Portugal | 0.13 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 13 of 19 |
| Bulgaria | 0.11 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 14 of 19 |
| Greece | 0.10 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 15 of 19 |
| Slovakia | 0.10 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 16 of 19 |
| Latvia | 0.08 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 17 of 19 |
| Luxembourg | 0.06 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 18 of 19 |
| Ireland | 0.06 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 19 of 19 |
| Czechia | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Germany | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Hungary | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Netherlands | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Poland | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Romania | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Euro area | 0.11 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | ECB aggregate — unranked |
| European Union | 0.11 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | ECB aggregate — unranked |
Direct debit fraud rate (payee side)
ECB:PDD:H.{area}.W0.2._T.DDS_ALL._T.F.N.EUR ÷ ECB:PDD:H.{area}.W0.2._T.DDS_ALL._T._Z.N.EUR × 10000 (ECB figures; calculated by the mart).
| Area | Value and caveat | Rank |
|---|---|---|
| Slovakia | 0.27 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 17 |
| France | 0.08 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 2 of 17 |
| Spain | 0.08 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 3 of 17 |
| Belgium | 0.02 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 4 of 17 |
| Italy | 0.01 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 5 of 17 |
| Portugal | 0.00 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 6 of 17 |
| Ireland | 0.00 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 7 of 17 |
| Bulgaria | 0.00 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 8 of 17 |
| Cyprus | 0.00 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 8 of 17 |
| Estonia | 0.00 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 8 of 17 |
| Finland | 0.00 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 8 of 17 |
| Greece | 0.00 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 8 of 17 |
| Croatia | 0.00 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 8 of 17 |
| Lithuania | 0.00 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 8 of 17 |
| Luxembourg | 0.00 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 8 of 17 |
| Malta | 0.00 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 8 of 17 |
| Slovenia | 0.00 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 8 of 17 |
| Austria | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Czechia | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Germany | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Hungary | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Latvia | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Netherlands | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Poland | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Romania | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Euro area | 0.04 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | ECB aggregate — unranked |
| European Union | 0.04 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | ECB aggregate — unranked |
E-money payment fraud rate
ECB:PEM:H.{area}.W0.EMP0.1._T._T._X.F.N.EUR ÷ ECB:PEM:H.{area}.W0.EMP0.1._T._T._X._Z.N.EUR × 10000 (ECB figures; calculated by the mart).
| Area | Value and caveat | Rank |
|---|---|---|
| Ireland | 8.15 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 1 of 15 |
| Luxembourg | 3.26 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 2 of 15 |
| Italy | 2.38 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 3 of 15 |
| Spain | 1.82 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 4 of 15 |
| Croatia | 0.63 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 5 of 15 |
| Greece | 0.38 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 6 of 15 |
| Slovenia | 0.20 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 7 of 15 |
| Cyprus | 0.13 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 8 of 15 |
| Lithuania | 0.11 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 9 of 15 |
| Bulgaria | 0.08 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 10 of 15 |
| France | 0.03 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 11 of 15 |
| Portugal | 0.00 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 12 of 15 |
| Belgium | 0.00 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 13 of 15 |
| Latvia | 0.00 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 13 of 15 |
| Slovakia | 0.00 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | 13 of 15 |
| Austria | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Czechia | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Germany | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Estonia | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Finland | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Hungary | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Malta | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Netherlands | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Poland | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Romania | Not published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | Unranked |
| Euro area | 2.83 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | ECB aggregate — unranked |
| European Union | 2.81 basis points of value Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2 | ECB aggregate — unranked |
Fraudulent card payments (issuer side), value
ECB published series: ECB:PCP:H.{area}.W0.W0.CP0.1._T._T.PCS_ALL._Z._X.F.N.EUR
| Area | Value and caveat | Rank |
|---|---|---|
| France | 216.3 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 1 of 20 |
| Spain | 83.7 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 2 of 20 |
| Italy | 38.7 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 3 of 20 |
| Belgium | 29.1 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 4 of 20 |
| Ireland | 25.6 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 5 of 20 |
| Netherlands | 21.9 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 6 of 20 |
| Lithuania | 10.4 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 7 of 20 |
| Austria | 7.9 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 8 of 20 |
| Luxembourg | 6.6 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 9 of 20 |
| Greece | 4.9 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 10 of 20 |
| Finland | 3.9 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 11 of 20 |
| Portugal | 3.8 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 12 of 20 |
| Slovakia | 3.5 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 13 of 20 |
| Croatia | 2.8 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 14 of 20 |
| Bulgaria | 2.7 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 15 of 20 |
| Cyprus | 2.5 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 16 of 20 |
| Estonia | 2.2 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 17 of 20 |
| Slovenia | 1.8 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 18 of 20 |
| Latvia | 1.2 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 19 of 20 |
| Malta | 0.9 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | 20 of 20 |
| Germany | Not published by the ECB for this country/period Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | Unranked |
| Euro area | 530.9 EUR million Counted on the card issuer side: payments with cards issued by payment service providers in the country, wherever the card is used. Countries that license EU-wide card issuers (for example Lithuania and Luxembourg) therefore show far more card payments than their population makes. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 | ECB aggregate — unranked |
Fraudulent credit transfers, value
ECB published series: ECB:PCT:H.{area}.W0.1._T._T.CTS_ALL._X.F.N.EUR
| Area | Value and caveat | Rank |
|---|---|---|
| France | 249.4 EUR million ECB series 1 | 1 of 20 |
| Belgium | 180.5 EUR million ECB series 1 | 2 of 20 |
| Spain | 149.8 EUR million ECB series 1 | 3 of 20 |
| Italy | 121.3 EUR million ECB series 1 | 4 of 20 |
| Netherlands | 97.5 EUR million ECB series 1 | 5 of 20 |
| Austria | 47.9 EUR million ECB series 1 | 6 of 20 |
| Finland | 41.6 EUR million ECB series 1 | 7 of 20 |
| Ireland | 33.2 EUR million ECB series 1 | 8 of 20 |
| Lithuania | 19.1 EUR million ECB series 1 | 9 of 20 |
| Portugal | 14.0 EUR million ECB series 1 | 10 of 20 |
| Luxembourg | 13.6 EUR million ECB series 1 | 11 of 20 |
| Estonia | 11.2 EUR million ECB series 1 | 12 of 20 |
| Slovakia | 10.5 EUR million ECB series 1 | 13 of 20 |
| Slovenia | 9.1 EUR million ECB series 1 | 14 of 20 |
| Croatia | 7.4 EUR million ECB series 1 | 15 of 20 |
| Greece | 7.0 EUR million ECB series 1 | 16 of 20 |
| Latvia | 4.6 EUR million ECB series 1 | 17 of 20 |
| Bulgaria | 4.2 EUR million ECB series 1 | 18 of 20 |
| Malta | 2.8 EUR million ECB series 1 | 19 of 20 |
| Cyprus | 2.0 EUR million ECB series 1 | 20 of 20 |
| Germany | Not published by the ECB for this country/period ECB series 1 | Unranked |
| Euro area | 1,239.8 EUR million ECB series 1 | ECB aggregate — unranked |
| European Union | 1,409.6 EUR million ECB series 1 | ECB aggregate — unranked |
Fraudulent direct debits (payee side), value
ECB published series: ECB:PDD:H.{area}.W0.2._T.DDS_ALL._T.F.N.EUR
| Area | Value and caveat | Rank |
|---|---|---|
| France | 9.4 EUR million ECB series 1 | 1 of 17 |
| Spain | 2.9 EUR million ECB series 1 | 2 of 17 |
| Italy | 0.4 EUR million ECB series 1 | 3 of 17 |
| Belgium | 0.2 EUR million ECB series 1 | 4 of 17 |
| Slovakia | 0.1 EUR million ECB series 1 | 5 of 17 |
| Portugal | 0.0 EUR million ECB series 1 | 6 of 17 |
| Ireland | 0.0 EUR million ECB series 1 | 7 of 17 |
| Bulgaria | 0.0 EUR million ECB series 1 | 8 of 17 |
| Cyprus | 0.0 EUR million ECB series 1 | 8 of 17 |
| Estonia | 0.0 EUR million ECB series 1 | 8 of 17 |
| Finland | 0.0 EUR million ECB series 1 | 8 of 17 |
| Greece | 0.0 EUR million ECB series 1 | 8 of 17 |
| Croatia | 0.0 EUR million ECB series 1 | 8 of 17 |
| Lithuania | 0.0 EUR million ECB series 1 | 8 of 17 |
| Luxembourg | 0.0 EUR million ECB series 1 | 8 of 17 |
| Malta | 0.0 EUR million ECB series 1 | 8 of 17 |
| Slovenia | 0.0 EUR million ECB series 1 | 8 of 17 |
| Austria | Not published by the ECB for this country/period ECB series 1 | Unranked |
| Germany | Not published by the ECB for this country/period ECB series 1 | Unranked |
| Latvia | Not published by the ECB for this country/period ECB series 1 | Unranked |
| Netherlands | Not published by the ECB for this country/period ECB series 1 | Unranked |
| Euro area | 20.1 EUR million ECB series 1 | ECB aggregate — unranked |
| European Union | 20.1 EUR million ECB series 1 | ECB aggregate — unranked |
Rates are basis points of value (one basis point is one hundredth of a percentage point). Germany suppresses fraud data. A higher fraud rate is not a better outcome.