Cross-border payments

Cross-border payments: Cross-border share of credit transfers (number), H2 2025 (provisional) — Cross-border share of credit transfers (number): Malta leads at 45.1 %. ECB figures, country ranks, withheld reasons and source series.

Source: European Central Bank, payment statistics (half-yearly). Scrolld derives the shares and rates shown as derived; every figure links to its ECB series.

Cross-border share of credit transfers (number)

ECB:PCT:H.{area}.W1.1._T._T.CTS_ALL._X._Z.N.PN ÷ ECB:PCT:H.{area}.W0.1._T._T.CTS_ALL._X._Z.N.PN × 100 (ECB figures; calculated by the mart).

Cross-border share of credit transfers (number) — H2 2025 (provisional)
AreaValue and caveatRank
Malta45.1 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 21 of 25
Luxembourg40.2 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 22 of 25
Ireland37.1 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 23 of 25
Estonia27.4 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 24 of 25
Lithuania19.2 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 25 of 25
Netherlands9.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 26 of 25
Austria8.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 27 of 25
Belgium7.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 28 of 25
Cyprus7.6 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 29 of 25
Germany6.9 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 210 of 25
Portugal5.8 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 211 of 25
Slovenia5.6 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 212 of 25
Latvia5.3 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 213 of 25
Slovakia4.3 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 214 of 25
Croatia3.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 215 of 25
France3.5 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 216 of 25
Finland3.1 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 217 of 25
Romania2.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 218 of 25
Italy2.3 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 219 of 25
Bulgaria2.2 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 220 of 25
Spain2.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 221 of 25
Greece1.5 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 222 of 25
Hungary1.2 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 223 of 25
Czechia1.0 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 224 of 25
Poland0.7 % Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 225 of 25
Euro areaNot published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2ECB aggregate — unranked
European UnionNot published by the ECB for this country/period Derived by Scrolld from ECB inputs. ECB series 1 · ECB series 2ECB aggregate — unranked

Share of card payments at terminals abroad

ECB:PCP:H.{area}.W0.W1.CP0.1._T._T.PCS_ALL._Z._X._Z.N.PN ÷ ECB:PCP:H.{area}.W0.W0.CP0.1._T._T.PCS_ALL._Z._X._Z.N.PN × 100 (ECB figures; calculated by the mart).

Share of card payments at terminals abroad — H2 2025 (provisional)
AreaValue and caveatRank
Lithuania78.8 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 21 of 25
Luxembourg70.7 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 22 of 25
Malta57.8 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 23 of 25
Belgium29.4 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 24 of 25
Cyprus26.8 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 25 of 25
Austria23.6 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 26 of 25
Ireland22.8 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 27 of 25
Bulgaria21.5 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 28 of 25
Slovenia20.9 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 29 of 25
Romania20.2 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 210 of 25
Slovakia20.1 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 211 of 25
Estonia17.6 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 212 of 25
Germany17.2 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 213 of 25
Latvia16.5 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 214 of 25
Croatia14.8 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 215 of 25
Spain14.1 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 216 of 25
Italy13.6 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 217 of 25
Netherlands13.5 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 218 of 25
France13.3 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 219 of 25
Czechia13.0 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 220 of 25
Hungary12.7 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 221 of 25
Finland11.8 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 222 of 25
Greece11.3 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 223 of 25
Portugal10.3 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 224 of 25
Poland8.7 % Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 225 of 25
Euro areaNot published by the ECB for this country/period Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2ECB aggregate — unranked
European UnionNot published by the ECB for this country/period Derived by Scrolld from ECB inputs. Issuer-side card payments; countries licensing EU-wide issuers, including Lithuania and Luxembourg, can show unusually large figures. ECB series 1 · ECB series 2ECB aggregate — unranked