Credit transfers per inhabitant (ECB)
Credit transfers per inhabitant (ECB): Credit transfers per inhabitant (ECB), H2 2025 (provisional) — Credit transfers per inhabitant (ECB): Lithuania leads at 191.1 transactions per inhabitant. ECB figures, country ranks, withheld reasons and source series.
Source: European Central Bank, payment statistics (half-yearly). Scrolld derives the shares and rates shown as derived; every figure links to its ECB series.
Credit transfers per inhabitant (ECB)
ECB published series: ECB:PCT:H.{area}.W0.1._T._T.CTS_ALL._X._Z.N.PN_R_POP
| Area | Value and caveat | Rank |
|---|---|---|
| Lithuania | 191.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 1 of 25 |
| Netherlands | 128.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 2 of 25 |
| Ireland | 125.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 3 of 25 |
| Luxembourg | 117.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 4 of 25 |
| Finland | 114.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 5 of 25 |
| Estonia | 106.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 6 of 25 |
| Belgium | 98.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 7 of 25 |
| Latvia | 93.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 8 of 25 |
| Poland | 81.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 9 of 25 |
| Czechia | 76.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 10 of 25 |
| Croatia | 56.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 11 of 25 |
| Slovakia | 51.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 12 of 25 |
| Austria | 48.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 13 of 25 |
| Germany | 47.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 14 of 25 |
| France | 47.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 15 of 25 |
| Slovenia | 46.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 16 of 25 |
| Greece | 37.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 17 of 25 |
| Spain | 34.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 18 of 25 |
| Romania | 27.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 19 of 25 |
| Cyprus | 27.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 20 of 25 |
| Portugal | 27.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 21 of 25 |
| Hungary | 26.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 22 of 25 |
| Bulgaria | 26.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 23 of 25 |
| Italy | 21.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 24 of 25 |
| Malta | 19.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 25 of 25 |
| Euro area | 50.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | ECB aggregate — unranked |
History by country and ECB aggregate
| Area | Value and caveat | Rank |
|---|---|---|
| Netherlands | 107.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 1 of 24 |
| Finland | 101.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 2 of 24 |
| Estonia | 80.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 3 of 24 |
| Luxembourg | 76.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 4 of 24 |
| Belgium | 76.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 5 of 24 |
| Lithuania | 69.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 6 of 24 |
| Latvia | 61.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 7 of 24 |
| Czechia | 60.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 8 of 24 |
| Croatia | 49.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 9 of 24 |
| Ireland | 44.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 10 of 24 |
| Germany | 42.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 11 of 24 |
| Slovakia | 41.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 12 of 24 |
| Austria | 40.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 13 of 24 |
| Slovenia | 39.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 14 of 24 |
| France | 37.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 15 of 24 |
| Bulgaria | 27.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 16 of 24 |
| Greece | 25.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 17 of 24 |
| Spain | 22.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 18 of 24 |
| Hungary | 22.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 19 of 24 |
| Cyprus | 19.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 20 of 24 |
| Portugal | 16.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 21 of 24 |
| Italy | 16.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 22 of 24 |
| Malta | 14.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 23 of 24 |
| Romania | 12.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 24 of 24 |
| Poland | Not published by the ECB for this country/period Per half-year, as published by the ECB. ECB series 1 | Unranked |
| Euro area | 39.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | ECB aggregate — unranked |
| European Union | 33.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | ECB aggregate — unranked |
| Area | Value and caveat | Rank |
|---|---|---|
| Lithuania | 128.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 1 of 25 |
| Netherlands | 111.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 2 of 25 |
| Finland | 107.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 3 of 25 |
| Denmark | Not published by the ECB (annual only) Per half-year, as published by the ECB. ECB series 1 | 4 of 25 |
| Luxembourg | 86.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 5 of 25 |
| Estonia | 83.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 6 of 25 |
| Belgium | 79.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 7 of 25 |
| Ireland | 68.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 8 of 25 |
| Latvia | 62.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 9 of 25 |
| Czechia | 61.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 10 of 25 |
| Croatia | 53.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 11 of 25 |
| Germany | 43.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 12 of 25 |
| Slovakia | 42.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 13 of 25 |
| Austria | 42.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 14 of 25 |
| Slovenia | 40.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 15 of 25 |
| France | 38.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 16 of 25 |
| Bulgaria | 29.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 17 of 25 |
| Greece | 28.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 18 of 25 |
| Spain | 24.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 19 of 25 |
| Hungary | 23.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 20 of 25 |
| Cyprus | 21.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 21 of 25 |
| Italy | 17.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 22 of 25 |
| Portugal | 17.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 23 of 25 |
| Romania | 13.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 24 of 25 |
| Malta | 13.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 25 of 25 |
| Poland | Not published by the ECB for this country/period Per half-year, as published by the ECB. ECB series 1 | Unranked |
| Euro area | 41.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | ECB aggregate — unranked |
| European Union | 35.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | ECB aggregate — unranked |
| Area | Value and caveat | Rank |
|---|---|---|
| Lithuania | 130.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 1 of 25 |
| Netherlands | 114.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 2 of 25 |
| Finland | 108.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 3 of 25 |
| Estonia | 85.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 4 of 25 |
| Luxembourg | 83.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 5 of 25 |
| Belgium | 82.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 6 of 25 |
| Ireland | 81.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 7 of 25 |
| Latvia | 78.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 8 of 25 |
| Czechia | 64.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 9 of 25 |
| Poland | 63.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 10 of 25 |
| Croatia | 48.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 11 of 25 |
| Austria | 44.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 12 of 25 |
| Slovakia | 43.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 13 of 25 |
| Germany | 43.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 14 of 25 |
| Slovenia | 42.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 15 of 25 |
| France | 40.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 16 of 25 |
| Greece | 28.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 17 of 25 |
| Spain | 25.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 18 of 25 |
| Hungary | 23.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 19 of 25 |
| Cyprus | 22.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 20 of 25 |
| Bulgaria | 18.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 21 of 25 |
| Italy | 17.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 22 of 25 |
| Portugal | 17.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 23 of 25 |
| Romania | 14.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 24 of 25 |
| Malta | 13.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 25 of 25 |
| Euro area | 42.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | ECB aggregate — unranked |
| European Union | 41.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | ECB aggregate — unranked |
| Area | Value and caveat | Rank |
|---|---|---|
| Lithuania | 138.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 1 of 25 |
| Netherlands | 117.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 2 of 25 |
| Finland | 110.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 3 of 25 |
| Ireland | 94.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 4 of 25 |
| Estonia | 93.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 5 of 25 |
| Luxembourg | 93.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 6 of 25 |
| Belgium | 83.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 7 of 25 |
| Latvia | 80.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 8 of 25 |
| Poland | 67.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 9 of 25 |
| Czechia | 66.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 10 of 25 |
| Croatia | 49.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 11 of 25 |
| Austria | 46.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 12 of 25 |
| Slovakia | 45.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 13 of 25 |
| Slovenia | 44.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 14 of 25 |
| Germany | 44.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 15 of 25 |
| France | 41.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 16 of 25 |
| Greece | 30.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 17 of 25 |
| Spain | 27.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 18 of 25 |
| Hungary | 23.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 19 of 25 |
| Cyprus | 23.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 20 of 25 |
| Bulgaria | 20.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 21 of 25 |
| Italy | 18.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 22 of 25 |
| Portugal | 17.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 23 of 25 |
| Romania | 16.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 24 of 25 |
| Malta | 14.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 25 of 25 |
| Euro area | 44.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | ECB aggregate — unranked |
| European Union | 42.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | ECB aggregate — unranked |
| Area | Value and caveat | Rank |
|---|---|---|
| Lithuania | 155.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 1 of 25 |
| Netherlands | 120.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 2 of 25 |
| Finland | 109.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 3 of 25 |
| Ireland | 99.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 4 of 25 |
| Estonia | 97.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 5 of 25 |
| Luxembourg | 90.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 6 of 25 |
| Belgium | 86.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 7 of 25 |
| Latvia | 83.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 8 of 25 |
| Czechia | 71.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 9 of 25 |
| Poland | 66.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 10 of 25 |
| Croatia | 50.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 11 of 25 |
| Slovakia | 46.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 12 of 25 |
| Austria | 46.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 13 of 25 |
| Germany | 44.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 14 of 25 |
| France | 43.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 15 of 25 |
| Slovenia | 42.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 16 of 25 |
| Greece | 30.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 17 of 25 |
| Spain | 28.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 18 of 25 |
| Cyprus | 24.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 19 of 25 |
| Hungary | 24.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 20 of 25 |
| Bulgaria | 21.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 21 of 25 |
| Italy | 18.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 22 of 25 |
| Portugal | 18.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 23 of 25 |
| Romania | 17.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 24 of 25 |
| Malta | 16.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 25 of 25 |
| Euro area | 45.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | ECB aggregate — unranked |
| European Union | 44.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | ECB aggregate — unranked |
| Area | Value and caveat | Rank |
|---|---|---|
| Lithuania | 183.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 1 of 25 |
| Netherlands | 123.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 2 of 25 |
| Finland | 113.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 3 of 25 |
| Ireland | 108.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 4 of 25 |
| Estonia | 100.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 5 of 25 |
| Luxembourg | 100.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 6 of 25 |
| Belgium | 90.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 7 of 25 |
| Latvia | 86.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 8 of 25 |
| Czechia | 75.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 9 of 25 |
| Poland | 66.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 10 of 25 |
| Croatia | 53.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 11 of 25 |
| Austria | 48.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 12 of 25 |
| Slovakia | 47.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 13 of 25 |
| Germany | 46.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 14 of 25 |
| France | 44.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 15 of 25 |
| Slovenia | 43.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 16 of 25 |
| Greece | 34.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 17 of 25 |
| Spain | 31.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 18 of 25 |
| Cyprus | 26.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 19 of 25 |
| Hungary | 25.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 20 of 25 |
| Bulgaria | 23.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 21 of 25 |
| Romania | 19.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 22 of 25 |
| Italy | 19.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 23 of 25 |
| Portugal | 19.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 24 of 25 |
| Malta | 16.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 25 of 25 |
| Euro area | 47.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | ECB aggregate — unranked |
| European Union | 45.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | ECB aggregate — unranked |
| Area | Value and caveat | Rank |
|---|---|---|
| Lithuania | 181.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 1 of 25 |
| Netherlands | 125.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 2 of 25 |
| Ireland | 111.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 3 of 25 |
| Finland | 110.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 4 of 25 |
| Luxembourg | 106.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 5 of 25 |
| Estonia | 102.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 6 of 25 |
| Belgium | 94.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 7 of 25 |
| Latvia | 89.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 8 of 25 |
| Czechia | 74.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 9 of 25 |
| Poland | 69.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 10 of 25 |
| Croatia | 53.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 11 of 25 |
| Slovakia | 48.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 12 of 25 |
| Austria | 47.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 13 of 25 |
| Germany | 46.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 14 of 25 |
| France | 44.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 15 of 25 |
| Slovenia | 44.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 16 of 25 |
| Greece | 34.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 17 of 25 |
| Spain | 32.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 18 of 25 |
| Cyprus | 26.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 19 of 25 |
| Hungary | 25.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 20 of 25 |
| Romania | 23.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 21 of 25 |
| Bulgaria | 23.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 22 of 25 |
| Portugal | 22.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 23 of 25 |
| Italy | 19.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 24 of 25 |
| Malta | 18.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 25 of 25 |
| Euro area | 48.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | ECB aggregate — unranked |
| European Union | 46.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | ECB aggregate — unranked |
| Area | Value and caveat | Rank |
|---|---|---|
| Lithuania | 191.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 1 of 25 |
| Netherlands | 128.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 2 of 25 |
| Ireland | 125.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 3 of 25 |
| Luxembourg | 117.7 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 4 of 25 |
| Finland | 114.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 5 of 25 |
| Estonia | 106.2 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 6 of 25 |
| Belgium | 98.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 7 of 25 |
| Latvia | 93.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 8 of 25 |
| Poland | 81.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 9 of 25 |
| Czechia | 76.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 10 of 25 |
| Croatia | 56.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 11 of 25 |
| Slovakia | 51.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 12 of 25 |
| Austria | 48.8 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 13 of 25 |
| Germany | 47.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 14 of 25 |
| France | 47.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 15 of 25 |
| Slovenia | 46.0 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 16 of 25 |
| Greece | 37.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 17 of 25 |
| Spain | 34.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 18 of 25 |
| Romania | 27.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 19 of 25 |
| Cyprus | 27.9 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 20 of 25 |
| Portugal | 27.5 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 21 of 25 |
| Hungary | 26.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 22 of 25 |
| Bulgaria | 26.3 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 23 of 25 |
| Italy | 21.6 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 24 of 25 |
| Malta | 19.1 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | 25 of 25 |
| Euro area | 50.4 transactions per inhabitant Per half-year, as published by the ECB. ECB series 1 | ECB aggregate — unranked |