ATMs ATMs: ATMs, H1 2023 — ATMs: Malta leads at 202.0 terminals. ECB figures, country ranks, withheld reasons and source series.
Source: European Central Bank, payment statistics (half-yearly). Scrolld derives the shares and rates shown as derived; every figure links to its ECB series.
H1 2022 · H2 2022 · H1 2023 · H2 2023 · H1 2024 · H2 2024 · H1 2025 · H2 2025 (provisional) ECB published series: ECB:PTN:H.{area}.W0.2221._T.PN
History by country and ECB aggregate EU Payments Monitor
All metrics Credit transfers sent Credit transfers sent, value SEPA Instant credit transfers sent SEPA Instant credit transfers sent, value SEPA (non-instant) credit transfers sent SEPA Instant share of credit transfers (number) SEPA Instant share of credit transfers (value) Cross-border share of credit transfers (number) Remotely initiated share of electronic credit transfers Strong customer authentication on remote credit transfers E-commerce credit transfers Credit transfers via mobile payment solutions Person-to-person mobile credit transfers Credit transfers initiated by payment initiation services Fraudulent credit transfers, value Credit transfer fraud rate Credit transfers per inhabitant (ECB) Average credit transfer (incl. large-value) Card payments (issuer side) Card payments, value Average card payment Contactless card payments Contactless card payments, value Contactless share of card payments (number) Contactless share of card payments (value) NFC card payments NFC share of contactless payments Remote (online) share of card payments Card payments via mobile payment solutions Share of card payments at terminals abroad Strong customer authentication on remote card payments Fraudulent card payments (issuer side), value Card payment fraud rate (issuer side) Cash withdrawals with cards Card cash withdrawals per 100 card payments Card payments per inhabitant (ECB) Direct debits (payer side) Direct debits (payer side), value Fraudulent direct debits (payee side), value Direct debit fraud rate (payee side) E-money payments E-money payments, value E-money payment fraud rate POS terminals ATMs POS terminals per million inhabitants (ECB) ATMs per million inhabitants (ECB) Contactless-enabled share of EFTPOS terminals Cards issued Payment cards per inhabitant (ECB) Debit cards per inhabitant (ECB) Credit cards per inhabitant (ECB) Share of cards with a contactless function ATM cash withdrawals at home (resident cards) ATM cash withdrawals at home, value ATM cash withdrawals abroad (resident cards) Average ATM withdrawal TIPS instant-settlement transactions TIPS instant-settlement value T2 (TARGET) transactions T2 (TARGET) value Account-information service clients Payment accounts accessed by account-information services Payment-initiation service providers E-money institutions Payment institutions Credit-institution offices (branches) Payments initiated by payment-initiation services Payments initiated by payment-initiation services, value Strong customer authentication on remote payment-initiation payments Card fraud losses borne by payment service providers Card fraud losses borne by card users Card fraud losses borne by other parties Credit-transfer fraud losses borne by payment service providers Credit-transfer fraud losses borne by users Card spending at terminals, all merchant categories Groceries share of in-person card spending Restaurants share of in-person card spending Fuel share of in-person card spending Hotels share of in-person card spending Remote (online) card spending
Countries and ECB aggregates